Should You Get a Reverse Mortgage?

A reverse mortgage (also known as a Home Equity Conversion Mortgage or HECM) is a mortgage product available to qualified borrowers who are at least 62 years of age and have equity in their home. The mortgage works the opposite of a “forward” mortgage which is paid down over time in that it grows over […]

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How to Avoid Small Business Bankruptcy

There are many times when small businesses don’t make it in the long run and eventually shut down. If the owner does not have a good business plan, projects soon get marred by debts and cash flow demands. Business strategies need to be formulated early, keeping long term goals in mind. Entrepreneurs who don’t understand […]

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Extreme Couponing – Who is Paying For It?

If you follow current events, I am sure you have seen the hype surrounding TLC’s Extreme Couponing.  Like anything else, there are fans and haters and those who simply don’t care.  I fall in the don’t care category, with one exception; I learned that I may be bearing the financial burden for extreme couponing. My […]

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